Michael Charles | Credit Funding Coach on Instagram: "Everyone loves a Macy’s sale… Until that store card ruins your credit score 💳📉 They promise the best deals, but what they don’t tell you is: 🚫 You can’t use it for gas or groceries 💸 The interest rates are sky high 📉 One missed payment can drop your score 100 points This ain’t a credit card. It’s a trap with glitter on it. 👇 Comment “CREDIT” if you want a list of better cards that actually help your score — not hurt it. #creditmikee #cr

Macy's on Instagram: "Clearly, Macy’s Star Rewards members have more fun. 🤩 Score access to the best perks at Macy’s - join our Star Rewards program today. Want even more perks inside & *outside* of Macy’s? Apply for the Macy’s American Express Card, subject to credit approval. Learn more at the link in the bio."