I'm publishing a book! It's called
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The best candidates for Roth IRAs? Your kids. #moneychangeseverything #personalfinances #financialplanning #creativemoney #rothira
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The best candidates for Roth IRAs? Your kids. #moneychangeseveryt…
337 views3 months ago
TikTokallyjaneayers
No state income tax doesn't mean you'll necessarily get the best tax break as a homeowner. Here's one example of two properties of equal value – one in Florida, the other in California. The one in California, however, was purchased much earlier. #moneychangeseverything #personalfinances #financialplanning #homeownership #propertytaxes
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171 views4 months ago
TikTokallyjaneayers
This week on my Substack, Money Changes Everything, I addressed the money questions young adults are carrying into the world. A few weeks ago, I taught a college class and saw the same thing I see in clients twice their age: thoughtful, curious people who feel behind simply because no one ever taught them where to start. Their questions were sharp and honest, and they gave me hope for the next generation. Here’s what you’ll find in this week’s post: ✅ Why money anxiety shows up early — and why i
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This week on my Substack, Money Changes Everything, I addressed t…
132 views5 months ago
TikTokallyjaneayers
This week on Money Changes Everything, I wrote about what it takes to design a financial system that actually holds. Most people declutter. Some even organize. But the real stability comes from a structure that keeps working when life gets hectic: a monthly check-in, a quarterly review, and one annual deep clean that keeps everything aligned. This final installment of The Financial Home Edit is about building a system that supports you, not one that relies on constant attention. Here’s what you’
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This week on Money Changes Everything, I wrote about what it t…
132 views5 months ago
TikTokallyjaneayers
This week on my Substack, Money Changes Everything, I wrote about something that quietly drains your paycheck: unused employee benefits. It’s not a bad investment or an impulsive splurge. It’s the 401(k) match you don’t claim, the HSA you never fund, and the open enrollment form you ignore until it’s too late. Every unchecked box is money you’ve already earned but never collected. Here’s what you’ll find: ✅ Why skipping your benefits is like taking a voluntary pay cut ✅ How to turn your HSA into
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This week on my Substack, Money Changes Everything, I wrote abou…
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When you leave a job, your 401(k) doesn’t vanish but too many people make a costly mistake trying to “do something” with it right away. You don’t need to cash it out (and hand 30–40% to the IRS). You can leave it where it is, or roll it over when the time is right. Just make sure your login, name, and address are up to date , small details that can save you big headaches later.
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