The Reserve Bank of India (RBI) has announced a significant policy shift, declaring that from January 1, 2026, no prepayment ...

Private banks are yet to pass on the full benefit of RBI’s 100-bps repo rate cut to their home loan customers.

Choosing between floating and fixed-cum-floating home loans impacts your EMIs and risk. Know how each works, assess rate ...

A higher credit score, ideally 750 and above, can help you secure a better interest rate. It reflects your creditworthiness ...

At first glance, the difference seems easy to grasp. Fixed-rate loans offer predictability—monthly EMIs remain unchanged over ...

RBI removes pre-payment charges on individual floating loans, boosting transparency and borrower flexibility from 2026 ...

Home, auto and corporate loans set to reduce as lenders trim minimum interest rate that they are allowed to charge on loans ...

The Reserve Bank of India (RBI) has announced that the interest rate on its Floating Rate Savings Bonds will remain unchanged ...

In a move aimed at boosting affordability and credit growth, the public sector lender has also waived the processing fee for ...

The Reserve Bank of India (RBI) has issued new directions prohibiting regulated entities from levying pre-payment charges on ...