Adding this competitor created by the big three credit bureaus likely means credit score prices will go up, not down.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on ...

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

Against this backdrop of higher credit scores, TransUnion recapped consumer demand for credit rebounded starting in mid-2021, as many government assistance programs ended and inflation began to rise.

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Nearly one in five consumers who used TransUnion’s CreditView Dashboard at least once through their banks and credit unions saw their scores improve 40 points or more in 2018.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

If your score is below 760, there are easy steps you can take to improve it. Perhaps one of the easiest is to sign up for a credit monitoring service.By signing up for one of these programs, your ...

Scores from both models typically range from 300 to 850 and are determined using your payment history, amounts owed, length of credit history, frequency of credit application and credit mix.