These are today's mortgage and refinance rates. Mortgage rates rose last week and remain elevated as investors watch the ...

These are today's mortgage and refinance rates. Mortgage rates rose this week as investors weighed the GOP tax bill, a credit downgrade, and tariffs.

Mortgage rates jumped higher on Monday following Moody's downgrade of U.S. debt, adding to the headwinds facing homebuyers.

After a jump Thursday, the flagship average essentially held steady Friday, subtracting a single basis point to land at 7.02%. Rates for most other mortgage types also showed minor movement.

Volatile periods can end up being a wash for mortgage rates and have helped keep them stuck in a narrow range of just below 6.9% to just above 7% for all of 2025 so far. "Given a range of ...

Even with construction companies offering cheap mortgages, youngish people are finding it difficult to enter the market.

After hitting a peak of 7.04% in January 2025 ... “[M]any economists expect mortgage rates will stay near their current levels for some time, possibly for most of 2025,” Cook says.

“If mortgage spreads had been as unfavorable as they were in 2023, mortgage rates would be around 8% instead of near 7%.” Market observers believe that the cuts will be paused when the Fed ...

Late last year, mortgage rates climbed back into the 7% range after the Federal Reserve said it would adopt a slower pace of interest rate cuts in 2025 due to limited progress on inflation.

If you're in the market to buy a house, don't expect mortgage rates to drop anytime soon. "In the near term, rates are going to be stuck near 7%," said Jonathan Miller, CEO of Miller Samuel Real ...