Gold and Bitcoin are called “unproductive assets” because they do not generate income, dividends, or interest like stocks, bonds, or real estate, relying solely on price appreciation for returns. The BTC/XAU ratio peaked at 41 in December 2025 and is currently about 12% below this level.

Bitcoin hits a record high of $120,000, continuing its upward trend. The cryptocurrency has been on a winning streak, setting records for three consecutive days. Bitcoin's value has surged 29% this year, reflecting growing investor interest and market momentum.