Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. A ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant ...