I need to spend $15K on my roof. Should I take it from my Roth IRA, 401(k), IRA or money-market account?

“I’m 61 years old, single and still have a job.” ...

3 Myths About Roth Retirement Plans You Shouldn't Believe

Don't assume a Roth account is right for you. Don't assume you can raid your Roth IRA or 401(k) at any time. Don't assume ...
24/7 Wall St.

Dave Ramsey On Roth vs. Traditional 401(k)

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement ...

Some retirement savers lose a key tax break under new IRS rule

New IRS rule affects high-income earners making 401k catch-up contributions. Workers earning $150,000+ must now use Roth ...

I’m 59 ½ and rolled $800K over from my previous employer plan into a Roth. But was that actually the right move?

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Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions. Are the odds against you, too?

Paying 32% today to avoid up to 18% later is generally a poor trade-off. Few retirees face a top-bracket tax rate on every ...

A New 401(k) Restriction Could Lead to a Bigger Tax Bill for These Workers

All workers can contribute up to $24,500 to a 401 (k) in 2026, . They can use a traditional 401 (k), a Roth 401 (k), or both ...

Reverse Rollover: Pre-Tax IRA To 401(k) Transfers

Non-deductible IRA contributions can cause major headaches. Learn how a reverse rollover can avoid the pro-rata rule, ...
Financial Advisor

For High-Income Clients, The Catch-Up Tax Deduction Is Gone. It's A Planning Opportunity

This year, your high-earning clients age 50 and older who want to maximize their 401 (k)s in their final working years can no longer claim catch-up contributions as an upfront deduction. Those who are ...
JD Supra

Benefits Monthly Minute - January 2026

The January Benefits Monthly Minute digs into IRS updates aligning eligible rollover distribution notices with SECURE 2.0, a ...

Should You Roll Your 401(k) Into an IRA Right After Being Fired or Wait It Out?

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an IRA, or moving it to a new employer’s 401(k).