Klarna says more customers are falling behind on their buy now, pay later loans as U.S. consumer debt hits a record high.

according to new data from Klarna and recent studies by LendingTree and Bankrate. While BNPL platforms promote the service as a flexible, interest-free alternative to credit cards, rising late ...

Consumers are taking out lines of credit to cover the cost of their chips, and it's getting some market experts worried, ...

By 2028, the number of users of BNPL services ... macroeconomic factors like rising unemployment in different regions. AI can also help predict the probability of defaults by detecting patterns ...

Klarna reports a 17% increase in consumer credit losses in Q1 2025. BNPL usage linked to rising overdraft fees and missed payments. Federal regulators scale back enforcement of BNPL protections.

Morgan Stanley’s analysts note that there does seem to be an increasing willingness — or need — to use BNPL for smaller everyday items like food. About 30 per cent of survey respondents that reported ...