The concepts behind universal life insurance can be reconfigured to create personal, private pension plans today ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. For the millions of Americans who don't qualify for traditional ...

Long-term care (LTC) is a daunting subject for many. Historically, there were limited avenues for managing LTC costs, with most relying on personal savings or steep insurance premiums. In an era where ...

Most people purchase a life insurance policy so their loved ones are taken care of when they die. But what if you wanted to cash in on that policy while you’re still alive, to pay for necessities now?

Life insurance can be an essential part of financial planning. The right policy can replace your income if you were to die suddenly or help you establish a financial legacy for your heirs. But does ...

Life and annuity insurers continue to pursue an expanded universe of investment options to generate additional portfolio income. Conning’s analysis suggests life and annuity insurers will continue to ...

Northwestern Mutual: Best for customer satisfaction. Thrivent: Best for social responsibility. Guardian: Best for people with health conditions. Pacific Life: Best for flexibility. MassMutual: Best ...

Faced with low yields, insurers are deepening ties with private equity and asset managers, turning to alternative investments amid regulatory headwinds. Life insurance companies used to be ...

The growing cost of long-term care has become a pressing concern for many Americans, with nursing home expenses averaging ...