Interest earnings on a CD of this size and term can be significant. But that's not the only benefit to consider now.

Interest earnings on a $10,000 18-month CD can be significant. Here are the numbers savers need to know right now.

Explore top short- and long-term CD rates available today ...

See how much money you should put in a CD and other critical information that you should consider before making this investment.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Right now, the best 1-year CD rate is 4.25% APY from Abound Credit Union. Compare the top 1-year CDs available nationwide ...

Many savers forget to act when their certificate of deposit (CD) reaches maturity. This can lead to an automatic renewal with a lower interest rate and another lock-in period. Experts say checking ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

A certificate of deposit can give you some much-needed security in an economy that feels anything but certain. Your CD rate is fixed when you open the account, so your returns are guaranteed for the ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...