Certificates of deposit (CD) accounts have unique features that many other savings vehicles lack. Right now, they have interest rates in the 4% to 4.50% range, which makes them many times more ...

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment you may not be prepared for.

The best short-term CD rates can help you reach your savings goals faster.

Once a certificate of deposit matures, you enter into what’s called the grace period. You can withdraw funds or let your CD renew. Many, or all, of the products featured on this page are from our ...

A CD account can be a great place to store money you don't need right away, as long as you avoid these mistakes.

When your certificate of deposit matures, you have a few options. But which is the best in today's falling-rate environment? The answer depends on a number of factors, including your current financial ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Comparing multiple CD options from various institutions might be overwhelming Potential complexities in tracking maturity dates and interest payments Only available in the U.S. privately held bank ...

A certificate of deposit rollover is the process of transferring money from an existing CD into a new one as soon as it ...

The Federal Reserve cut interest rates at its October meeting, but great CD rates haven't vanished overnight. Banks don't adjust their rates the moment the Fed acts. It takes days or even weeks for ...

Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, ...