With U.S. consumer credit card debt at roughly $1.23 trillion in the third quarter of 2025, according to a report by the Federal Reserve Bank of New York, and many people without adequate savings, ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness, allowing for financial recovery.

Americans are increasingly struggling with their credit card debt, with the number of cardholders making minimum-only payments painting a concerning picture of consumer financial health. According to ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits ...

Balance transfer cards are one of the best ways to pay off debt in 2026. Here's my favorite one to apply for now to save hundreds or even thousands.