Not long after her husband died in 2004, Alice Kempski, a retired nurse in her early 60s, bought an insurance policy designed ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

Term insurance locks in rates for a specific period, with low-cost premiums but no cash value. Whole life provides lifelong coverage and a cash value account, but premiums are typically much higher ...

A same-aged friend dying of a stroke has a way of making abstract financial questions feel urgent. That is exactly what ...

A legislative committee advanced a bill imposing consumer protections for long-term care insurance policyholders, among other provisions.

Years ago, when I was reporting on health care for The Connecticut Mirror, it was hard to get through a week without hearing about trouble brewing in the long-term care insurance industry. Frustrated ...

Later this year, Rep. Tom Suozzi (D-N.Y.) will reintroduce his public catastrophic long-term care insurance bill, called the WISH Act. Suozzi is doing all the right things: Looking for Republican ...

Term life insurance is one of the most affordable and straightforward types of coverage. When you purchase a term life insurance policy, you lock in rates and coverage for a specific period. Most term ...

Estate planning may bring up images of wills, transfers of property, and financial inheritances. But another often overlooked tool is life insurance. Beyond ...

Life insurance plays a crucial role in protecting a family’s financial future, especially for individuals who are the primary earners in their households. Among the various options available, term ...