Student loans in the US have not been frozen or wiped away. They have been redesigned. Three popular income-driven plans are being phased out, a new repayment plan is due in July 2026, and “pause” ...

At-a-Glance ✅ Payments still due and loan servicers remain open, collection activity will still happen.✅ IDR applications will still be processed.✅ Pell Grants and Direct Loans will continue to be ...

At the 2025 Autumn Budget, the government announced that the repayment threshold for Plan 2 loans will be frozen at its April 2026 level (£29,385) for three years, instead of increasing with inflation ...

Refinancing your student loans can allow you to take advantage of certain benefits, like a lower interest rate and greater payment flexibility. In most cases, borrowers who refinance wait until ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

The Education Department may start accelerating student loan forgiveness processing in February for certain borrowers in income-driven repayment plans, according to a recent court filing. The update ...

Borrowers can sometimes save thousands on their private student loans by taking advantage of incentives offered by lenders.

WASHINGTON, DC November 20: US Secretary of Education Linda McMahon during the daily briefing in the Brady Briefing Room of the White House on Thursday November 20, 2025. The Education Department is ...

A nationwide scam to steal federal financial aid has hit close to home. PSC has seen cases dating back to the COVID pandemic.

The best private student loans offer competitive interest and annual percentage rates, have low origination, disbursement or prepayment fees (or none at all) and are offered by credible lenders.

Many federal student loans have 10-year repayment terms, but paying off your loans early might save you money Written By Written by Loans Deputy Editor, Buy Side Jessica Ullrich is Deputy Editor at ...