More small-business owners are pointing to this rising cost as their greatest challenge.

In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.

ERGO NEXT reports general liability insurance protects businesses from common claims like customer injuries and property damage, covering costs during daily operations.

ERGO NEXT reports that cyber liability insurance is crucial for small businesses facing high cyber attack risks, helping ...

What is Small Business Insurance? Commercial insurers offer several types of coverage designed to protect small businesses, the self-employed and solopreneurs. General Liability Insurance This pays ...

Most small businesses are chronically underinsured, and those companies that are insured often don't have a complete grasp of their coverage. That's one of the top takeaways from a survey of 2,000 ...