Coverage for Pre-Existing Conditions: These provides cover for any pre-existing medical conditions after a period of time in which you must be covered under the Mediclaim will typically be 1-4 years.

Medicare Advantage insurers leaving certain markets affected more than 1 in 10 Americans enrolled in such plans with prescription drug coverage, a KFF analysis shows.

Senior insurance offers 50,000 tax breaks and lifetime cover, but requires careful disclosure of pre-existing conditions and waiting period checks.