There are two common ways to think about a retirement budget: you can start with the lifestyle you want or the assets you ...

Planning for early retirement requires a different approach than retiring at a traditional age. You have to make your savings last longer, balance growth with stability and manage the risk of leaving ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

You save every month, increase your SIPs when your salary rises and stay invested for years — yet many people lose confidence ...

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

Cheers if you already have the best retirement plan for your business. If not check out the tax benefits of a cash balance pension plan. As we enter tax season, you may wonder what else you can do to ...

When retirement planning with a client, the transition from the accumulation phase (where the focus is on building wealth) to the decumulation phase (where the focus shifts to using that wealth to ...

As I’ve been working in earnest on retirement planning over the past several decades, I’ve realized that retirement planning isn’t a math problem to solve. Nearly all of the major decisions we make ...

When it comes to saving money, a travel fund is something you want, while a retirement plan is something you need. But there's no reason you can't have both.

For the past 15 years, investors have been rewarded for doing one thing well: owning the S&P 500. Read more here.

Advisers still use traditional criteria for fund selection, but retirement income products raise new questions. While consideration about the actual investments included in defined contribution plan ...