Quick ReadThe bucket strategy splits retirement savings into three time-based segments, preventing forced stock sales during ...

As you budget for retirement, it can be overwhelming to think about how to access your savings to fund your retirement ...

Learn how the three-bucket 401(k) withdrawal strategy may help retirees manage taxes, reduce lifetime tax bills, and ...

For years, retirement advice revolved around a single number: withdraw 4% of your savings each year, and your money should last about 30 years. It was simple, easy to explain, and widely adopted by ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

Retirement can be stressful even when your investments are doing well. Volatile markets can turn what was low-level background anxiety into a recipe for sleepless nights. You're worried about draining ...

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

Discover why age 55 should be your new "work-optional" retirement goal. Learn financial strategies to protect your wealth ...

The traditional 60/40 investment portfolio may be too conservative for some investors, but it remains a useful benchmark.

Retirement planning is often reduced to a single number. A savings target. A portfolio value. A finish line. In my experience, that mindset is one of the biggest reasons plans fail in real life.