・Tax-loss harvesting lets investors use losing investments to offset capital gains and reduce taxable income. ・The strategy only works in taxable accounts (not 401(k)s or IRAs). ・Understanding the ...

On October 26, 2025, an investment strategist outlined strategic steps to optimize tax-loss harvesting benefits as part of year-end financial planning. This approach leverages the fundamental ...

If your crypto portfolio is down, tax loss harvesting is one of the easiest and most effective ways to reduce your tax bill while staying fully invested. This illustration photograph taken on November ...

Earlier this year, the markets gave investors a high-stakes window of volatility to manage. Tariff headlines triggered a double-digit drop in the S&P 500 before it quickly snapped back. For many ...

Your portfolio might be due for an end-of-the-year cleanup. Why it matters: The Morningstar US Market Index is up about 15% through mid-November 2025, and overall performance has been strong for years ...

Despite a couple of rockier periods in April and November, the markets have been kind to investors almost across the board in 2025. The Morningstar US Market Index gained nearly 17% for the year to ...

The year’s heightened market volatility—with several S&P 500 sectors experiencing swings exceeding 20%—created significantly more opportunities than typical market years. Industry research indicates ...

The S&P 500's performance can diverge from that of its constituent stocks; even in years when the index rises, some individual stocks may decline. Direct indexing takes advantage of this by isolating ...

Successful tax-loss harvesting depends on a taxpayer’s ability to deduct losses. In addition to their federal tax liability, taxpayers also need to consider state and local taxes. As we wrap up this ...

At the beginning of this series, I mentioned briefly that taxpayers can use tax-loss harvesting approaches in tandem with a number of investment strategies, which we will go into in more detail in ...

Year to date, passive investors who built most of their portfolios around major index benchmarks such as the S&P 500 are likely sitting on sizable, unrealized gains. Stock pickers may have had a very ...