In only five states home insurance rate hikes did not outpace inflation between 2020 and 2025.

Insurify expects the biggest price increases this year in California, following the devastation caused by the Los Angeles wildfires.

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

Disaster costs fell in the U.S. in 2025. Still, it was the fourth time in five years that extreme weather inflicted more than ...

Home insurance premiums will rise across the Bay Area, the state and the country again this year, mostly sparked by billions of dollars in damage claims from extreme weather events, a national ...

Home insurance rates in Iowa increased 28% in the past year – making Iowa the state with the third-highest average rate ...

We want to know whether you have considered alternative home insurance options, including startups and insurtech companies, and what your experience has been if you’ve made the switch.

These small projects can protect your home from the elements and might lower your home insurance premium.