The Netherlands is overhauling its €1.8tn pension system in a sweeping shift from guaranteed payouts to individual investment ...

The recently proposed Retirement Simplicity and Clarity Act would expand in-service rollovers to include annuities. In-service rollovers currently provide active employees with the ability to move ...

Increasing health insurance premiums have been keeping employers up at night knowing they could be facing renewal increases of 25 to 30 percent. Health insurance helps with attracting and retaining ...

“Defined Contribution is attractive to employers because it caps costs and keeps them in the benefits business, not in the healthcare business,” said Levitt. Greg Scandlen, senior fellow in health ...

Dallas Salisbury is chief executive of the Employee Benefit Research Institute, a Washington, D.C.-based think tank on employee benefits issues. He has been with the institute since its founding in ...

Few people refer to their 401(k) as a “defined contribution plan.” In fact, many people appear to perceive a 401(k) or for that matter a 403(b) plan as an “investment plan.” Many employers view their ...

Workers broadly expect their defined contribution retirement plans, such as 401(k)s, to be their primary source of cash when they retire. However, many workers maintain a high level of anxiety about ...

After the Republican-controlled Florida legislature voted in June 2000 to introduce a defined contribution plan for the state’s 660,000 workers, surveys suggested that about half of them would shift ...

Should defined-contribution plans offer exposure to private equity? Some investment advisors are now adding the asset class to the target-date strategies offered in their defined-contribution ...

Explore the differences between SEP and Keogh plans, designed for small business owners seeking higher retirement ...

Britain’s Pantheon Ventures and Partners Group of Switzerland have spent several years developing private equity–centered investment products that offer daily valuations and liquidity for typically ...

Defined benefit plans guarantee a set retirement payout, reducing investment risk for employees. These plans are rare in the private sector, with employers bearing the majority of funding and risk.