As it works to determine how to safeguard the sharing of and access to consumer financial data, the Consumer Financial Protection Bureau (CFPB) faces a clear choice. It can allow market-based ...

Banking industry publications are awash in trends for 2025 from industry pundits. But it's more intriguing to look around the corner—a three-to-five-year horizon—to gauge preparedness for fundamental ...

The Consumer Financial Protection Bureau has finalized its personal financial data-rights rule aimed at governing the sharing of consumer data through open banking. The new rule, released early ...

UK SME lending has fallen 20% in real terms over the past decade, leaving a £22bn funding gap. Traditional credit data and manual processes keep viable firms locked out of finance. Open Banking gives ...

Imagine a world where you have complete control over your financial data—where switching banks is as effortless as changing your cellphone's service provider, and personalized financial services are ...

After several years of consultation, industry warnings, and media attention, formal regulation is on the way for Buy Now Pay Later (BNPL) products. From July 2026, providers will be required to carry ...

WILMINGTON, N.C.--(BUSINESS WIRE)--Apiture, a leading provider of digital banking solutions, announced today from ICBA LIVE 2025 that its Data Intelligence solution has been enhanced to include data ...

The CFPB must unequivocally state that consumers own their financial data and prohibit financial institutions from monetizing access to it. No one should dictate with whom consumers can share their ...