You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Drivers with a perfect driving record can pay twice as much for car insurance if they have bad credit. Improving a credit score from "very poor" to "exceptional" can yield car insurance savings of 273 ...

Credit union members are more likely than non-credit union members to have ancillary insurance protections—roadside assistance, vehicle and property protection, extended warranties, etc.—for their ...

Understand the score that insurers use to predict risk and help set your auto and homeowners insurance rates ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

If you want to save money on your car insurance, you may want to start by improving your credit score. A credit-based insurance score is a tool that companies can use to predict how likely you are to ...