Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.

When individuals or businesses need to borrow money, they typically go to a bank for a loan or line of credit. Before going, however, knowing the difference between the two is important. With a loan, ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A home equity line of ...

Few Americans go through life without ever having to borrow money. Student loans, mortgages, car loans — these are all facts of financial life. There are times when you might need some money to get ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You want to get a home ...

All credit cards are a type of line of credit, but not all lines of credit function as credit cards. They differ in how you access funds, repayment terms and APR. Find Out: 5 Subtly Genius Moves All ...

Jessica is a freelance writer, professional researcher and mother of two rambunctious little boys. She holds a Master of Science degree in Cognitive Research Psychology and a Bachelor's degree in ...